Welcome back! Today we are going to be discussing another aspect of your personalized budget, self care products. This can include anything from shampoo to toothpaste to razors, basically anything you might use on a daily/weekly basis. Again, this budget is customized to you so not every budget will look the same especially when it comes to these self care products.
This aspect of your budget can seem a little more difficult to create because there are a lot of fluctuating factors involved in self care products. Take shampoo and conditioner, for example, these products are only bought every few months so you do not need to create space in your budget for them every week/month. An easy way to tackle this issue is to set aside a larger amount than you think you might need. So in the case you do need to buy new shampoo and conditioner you will have enough set aside to purchase them, but if you are not needing any this week/month then you have an extra amount left over that you can put into savings!
Relating back to my last post Wants vs. Needs we also want to try and be selective of what we need and not what we think we might need. This can be a challenge sometimes but in the long run will pay off. So now I challenge you to go back to your budget and add in a “Personal Care Products” section and just start jotting down some products that you personally use like deodorant, toilet paper, face wash, etc. After you have done that, go through and add up how much each of those products are all together. Once you figure out the total you now have a rough estimation for your “Personal Care Products” section on your budget! Like I said before this will fluctuate but as long as you have that original amount set aside you are covered!
Next week I will be talking about last minute Halloween costume ideas!
See you soon!!